Recreation vehicle insurance companies are able rvcampsites to price their coverage based on the recreational use of the RV rather than treating RV risk the same as auto risk. RV-specific policy rates take into account that RVs are not used with the same frequency as commuter vehicles. RV-specific insurance policies are not new. Invented by RV coverage is comparable and often less in price to standard auto coverage but provides substantially more protection. Insurance agents who offer RV-specific policies understand how you use your recreation vehicle and have tailored a wide variety of coverages to protect your RVing lifestyle. At first glance, a standard auto carrier seems fine-the company has a reputable name, they''ve done a great job with your home rvcampsites or autos, and they''ve offered all the state-required liability limits. But too often auto insurance providers assume your "home on wheels" is really just like a big car. Knowing your RV as well as you do, you know that this simply couldn''t be further from the truth.

Collision With Low Branch or Overhang Covers damage to your RV and attached items like awnings and A/C Units. Collision rvcampsites With Another Vehicle Covers damage to your vehicle when you are involved in a collision with another vehicle. Ask about Diminishing Deductibles. Theft Covers Theft of Your RV Theft of your RV is covered under your comprehensive coverage with your choice of deductible. Flood Covers your RV and its contents from damage caused by high water. Fire Covers your RV and contents that are damaged or destroyed by smoke or fire. Windstorm Covers your RV, plus items like awnings and satellite dishes that are damaged by wind. Emergency Expenses Covers lodging, rental car and/or travel home if your RV is not useable due to a covered loss more than fifty miles from home. 24-hour Roadside Assistance "Sign and Drive" coverage pays for unlimited expenses to get your rig to the nearest qualified repair facility. Includes: Towing, locksmith, breakdown, battery failure, flat tire, delivery of fuel, and entrapment in snow, mud, water, or sand.

©2003 www.motorhomes-fulltimers.com All rights reserved.