Full Timer Coverage Much like a homeowners policy, our policies provide comprehensive personal liability coverage that pays for bodily injury and property damage caused by an accident in which you are held liable. Auto policies don''t provide full-timer coverage. For over twenty years RV America Insurance has been assisting Motorhome owners nationwide. The coverage provided by our top-rated companies is far superior to the modest coverage provided by typical auto insurance. Find out more about Total Loss Replacement, Unlimited Towing & Roadside Assistance, and Emergency Expense Coverage. Your total satisfaction is our goal so call right now. You''ll be glad you did! We have listed answers to a number of commonly asked questions for your convenience. We''re always glad to field any questions rvamericainsurancemarketing you may have by phone. You can reach one of our Recreation vehicle insurance Specialists

Recreation vehicle insurance companies are able to price rvamericainsurancemarketing their coverage based on the recreational use of the RV rather than treating RV risk the same as auto risk. RV-specific policy rates take into account that RVs are not used with the same frequency as commuter vehicles. RV-specific insurance policies are not new. Invented by RV coverage is comparable and often less in price to standard auto coverage but provides substantially more protection. Insurance agents who offer RV-specific policies understand how you use your recreation vehicle and have tailored a wide variety of coverages to protect your RVing lifestyle. At first glance, a standard auto carrier seems fine-the company has a reputable name, they''ve done a great job with your home or autos, and they''ve offered all the state-required liability limits. But too often auto insurance providers assume your "home on wheels" is really just like a big car. Knowing your RV as well as you do, you know that this simply couldn''t be further from the truth.

Conveniences range from the basics -- like rvamericainsurancemarketing running water, cooking and bathroom facilities, and a power source (either electricity or liquid propane) -- to added comforts such as air conditioning, entertainment systems and slideout rooms. RVs fall into two general categories: Towable RVs An RV designed to be towed by a motorized vehicle (car, van or pickup truck) and of such size and weight as not to require rvamericainsurancemarketing a special highway movement permit. Towable RVs do not require permanent on-site hook-up. Click on an RV for more information. You probably don''t think about having to make a claim when you purchase insurance. But having "peace of mind" when you travel is exactly why you buy it. One easy way to narrow your choices is to only consider insurance companies that have RV claim expertise. Most don''t because they focus on life, auto or homeowners insurance and therefore spend less time handling motor home and trailer claims.

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