Guaranteed Total Loss Replacement If you have a model year RV, you may be eligible for Total Loss Replacement. Total Loss Replacement Explained... If your RV is destroyed within its first five model years, this coverage will ensure that you get a brand new RV- even if it costs more than you paid for the original unit! This coverage is a great way to protect your investment from the effects of depreciation. During model years 6 through the life of your policy our companies will pay the original purchase price toward the cost of a new RV. Automatic Coverage for Accessories Our companies automatically cover attached accessories such as awnings, satellite dishes, and air conditioning units. High Liability Limits Our policies start with your liability coverage at: $100,000 Each Person $300,000 Per Accident $50,000 Property Damage. Optional coverages: Up to 1 Million dollars of liability coverage.

Can I reduce my premium if I store my RV for the winter months? Our A+ rated companies have provided rates that are already adjusted for seasonal use. Are there any states in which you can not issue coverage? We can provide coverage in every state except Can I loan my RV to friends and neighbors? Yes. However, if they will be using it on a regular basis, or the RV will be co-owned, you''ll need to provide information on all regular operators.How does your Towing and Roadside Assistance work? You make one call and a service provider will be dispatched immediately. Services are available 24 hours a day 7 days a week. If you have a trailer fulltimeinrv policy, we''ll provide service for your towing vehicle as well.Do you quote six month or annual policies? All of our policies are annual. Do you write coverage for Heavy Duty Tow Vehicles? Yes, we can provide a policy for your truck if it exceeds 1 ton. The truck or tow vehicle must be used in conjuction with a fifth wheel or trailer.

Conveniences range from the basics -- like running water, cooking and bathroom facilities, and a power source (either electricity or liquid propane) -- to added comforts such as air conditioning, entertainment systems and slideout rooms. RVs fall into two general categories: Towable RVs An RV designed to be towed by a motorized vehicle (car, van or pickup truck) and of such size and weight as not to require a special highway movement permit. Towable RVs do not require permanent on-site hook-up. Click on an RV for more information. You probably don''t think about having to make a claim when you fulltimeinrv purchase insurance. But having "peace of mind" when you travel is exactly why you buy it. One easy fulltimeinrv way to narrow your choices is to only consider insurance companies that have RV claim expertise. Most don''t because they focus on life, auto or homeowners insurance and therefore spend less time handling motor home and trailer claims.

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