Coverage varies by state, therefore your coverage may vary from the descriptions listed below. These descriptions do not constitute a contract. Your policy is your contract so please read it carefully. A+ Rated Companies Total Loss Replacement High Liability Limits Branch or Overhang Collision with Vehicle Theft Flood Fire Windstorm Emergency Expenses Roadside Assistance Vacation Liability Personal PropertyTheft Damage by Stray Animals Vandalism Damage Accessories Coverage Full Timer Coverage Coverages Provided by our A+ rated Companies Unless you have our "Good Times Protection" package, you could be in fulltime rver for an unpleasant ordeal should you experience a loss with your rv. your auto and homeowner''s policies may not cover such items as appliances, plumbing or accessories. emergency expenses incurred while traveling would undoubtedly come out of your own pocket. our a + rated companies provide coverages far above and beyond the modest coverage provided rver by your auto insurance company. the following fulltime descriptions are designed to be general guidelines only. these descriptions do not constitute a contract.

conveniences range from the basics -- like running water, cooking and bathroom facilities, and a power source (either electricity or liquid propane) -- to added comforts such as air conditioning, entertainment systems and slideout rooms. rvs fall into two general categories: towable rvs an rv designed to be towed by a motorized vehicle (car, van or pickup truck) and of such size and weight as not to require a special highway movement permit. towable rvs do rver not require permanent on-site hook-up. click on an rv for more information. you probably don''t think about having to make a claim when you purchase insurance. but having "peace of mind" when you travel is exactly why you buy it. one easy way to narrow your choices is to only consider insurance companies that have rv claim expertise. most don''t because they focus on life, auto or homeowners insurance and therefore spend less time handling motor home and trailer claims.

when making the decision to purchase a new rv, one of the first things you most fulltime likely considered was which rv you wanted to buy. with multiple models and numerous manufacturers, the choices are practically endless. so surely much time was spent investigating which rv best met your family''s needs. unfortunately, finding the perfect rv is where many rvers stop their research. the same diligence used in selecting an rv should also be used to evaluate which insurance will best protect not only your rv, but also your rving lifestyle. if you haven''t checked out rv-specific insurance coverage lately, it''s likely you''re underinsured. by insuring your specialty investment rver with a standard auto carrier, you may also be ensuring a financial loss down the road should you ever need to file a claim.

©2003 www.motorhomes-fulltimers.com All rights reserved.