Recreation vehicle insurance companies are able to price their coverage based on the recreational use of the RV rather than treating RV risk the same as auto risk. RV-specific policy fleetwood motorhome rates take into account that rvs are not used with the same frequency as commuter vehicles. rv-specific insurance policies are not new. invented by rv coverage is comparable and often less in price to standard auto coverage but provides substantially more protection. insurance agents who offer rv-specific policies understand how you use your recreation vehicle and have tailored a wide seasonal motorhome insurance variety of coverages to protect your rving lifestyle. at first glance, a standard auto carrier seems fine-the company has a reputable name, they''ve done a great job with your home or autos, and they''ve offered all the state-required fleetwood motorhome liability limits. but too often auto insurance providers assume your "home on wheels" is really just like a big car. knowing your rv as well as you do, you know that this simply couldn''t be further from the truth.

emergency expense coverage is typically not provided. ordinary auto policies exclude coverage for emergency expenses if you can''t stay in your rv due to a covered loss. check to see that the policy you purchase includes this coverage, and has realistic limits to cover expenses for lodging, meals or travel home - costs which can easily top $100 per day. towing and roadside assistance programs are not all the same. you can get towing and roadside assistance as part of your insurance motorhome policy, or you can buy it separately from a service provider. fleetwood while some insurance policies include towing coverage, they only offer you a $50 or $100 limit. that may not be enough to tow a large rv. many don''t provide toll-free dispatching service to find you help when you need it, and cost upwards of $80-$100 per motorhome year for rvs. fied repair facility fleetwood and motorhome is located. not all companies offer a total loss replacement coverage option.

©2003 www.motorhomes-fulltimers.com All rights reserved.